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January 'top month for unsecured borrowing'

DATE: Monday, February 18, 2008

January is the most popular month for people in the UK to take out an unsecured personal loan, according to a new study.

Data compiled by Halifax has demonstrated that more loans are taken out in the first month of the year than any other and that this is particularly true in the case of debt consolidation loans.

According to the financial services firm, British men are more likely to apply for a debt consolidation loan than their female counterparts, while consumers in their 20s are in the age-bracket most inclined to borrow for this purpose.

Neil Chandler, head of unsecured personal loans, said: "For many people, the start of the year is a time to get personal finances in order - transferring debt from more expensive products such as store cards or other loans."

Meanwhile, a study carried out by Abbey recently found that close to £7.7 billion has been borrowed though unsecured personal loans by British consumers with no intention of informing their family about their arrears.

source : http://www.qck.com/january-top-month-for-unsecured-borrowing-loans-18456047.html

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